Getting an appraisal from Ace Appraisal Services

Each year, thousands of people in Colorado purchase, sell or refinance their home. Many of these transactions involve a simple line item for an appraisal. Most lenders still call in a local expert because the stakes are very high, even though there are an increasing number of automated home valuation methods that may appear to be more economical than an appraisal. But is securing a mortgage the only reason to acquire an appraisal? Are there other situations when the services of a certified, independent real estate professional could come in handy? You bet.


	Contact Ace Appraisal Services if you're planning on any transaction where the value of your real estate is a factor. Just click here

Let Ace Appraisal Services help you dispute your tax assessment in your County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Ace Appraisal Services is your best evidence when building your case. We're equipped to assist you in disputing your tax assessment.

How can you eliminate PMI to lower your mortgage payment?

When the amount being loaned to the homebuyer is more than 80% of the actual value of the home, many lenders ask homebuyers to purchase a supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. This additional payment is often lumped into the monthly mortgage payment and is soon forgotten. PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to get rid of PMI, Ace Appraisal Services will give you a statement regarding the value of your home. The expense of the appraisal can often be offset in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Ace Appraisal Services

A divorce is a particularly heartbreaking ordeal for the parties involved, and it is often even more complicated by the hard decision of who gets the house. So both parties are fully aware of the true market value of their house, it's a good idea to order an appraisal from Ace Appraisal Services, regardless of the circumstances.

If the parties need to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to manage these affairs, unlike wealthy individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, knowing the correct value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.

Let Ace Appraisal Services assist you in relocating

We know the headaches associated with an employee relocation. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. During our intensive process, we recommend employees that are moving to provide remarks on the positive aspects of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered.

Sell your home quickly at the right price

Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision when determining your asking price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees depend on our efforts to complete the appraisal report and not a percentage of the sales price.

On a daily basis, we analyze the difference in value items like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.